In the March 2014 issue of Risk & Insurance, our president Paul Marushka describes how dynamic risk management will give risk managers enhanced visibility into their Total Cost of Risk (TCOR). The digital platform of billions of connected devices (the Internet of Things), predictive analytics, and big data are poised to change the insurance industry—and Marsh ClearSight is at the forefront with its cloud-based integrated risk, safety and claims management platform. Read what Paul has to say about the next generation of risk management products and the impacts that real-time data will have on decision making and risk mitigation.